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Mugger proof ATM | |||||||||||||||||
All ATM card has a PIN. Instead of one PIN banks can assign the user 2 pins. When people get mugged at the ATM Machine, they use 2nd pin that will automatically shows a randomly selected low balance ( say $20 or $40 or $100, or $150) and send information to a police station. ATM machine will churn out $20-40 if desired. This is not entirely my idea. I heard it in the radio.
angsuman, Apr 25 2004
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Don't you think that if this idea comes out, "muggers" will also be aware of this? I suppose that doesn't really matter, they could tell the person to put in the two different pins. OR, the muggers could try to catch you while you're at the ATM and catch you off guard.
Oh by the way, don't think i'm trying to bash your idea... i think it's an excellent one.
I believe that the best way is to have ATM machines inside banks and establishments as oppposed to having them in the middle of the street or OUTSIDE a bank. Citibank works this way and I love it.
This is a good idea and should be implemented, but it shouldn't be like... EXACTLY $20 or so... a good random amount would be about $26.87 to give the mugger $20 since there are increment limitations, or $16.51 if you don't want to spare anything.
Besides, I know a friend who has a "decoy" wallet full of expired/voided cards, his school ID (painless to replace), and $2 cash in the back pocket (where typical pocket-pickers go for), and keep the real thing in your front pocket where not many people expect it to be.
At my office we have an alarm system. To tell the system what we are shutting it off under duress you enter your last two digits of the pin backwards.