WhyNot?

"Door Ding" Insurance

Category: Insurance
Responses: 3 (2 in support, 0 neutral, 1 in opposition)
Number of views: 1762
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I always park every single new car I have ever purchased far away from any other cars and it still happens. I get a door ding!

There should to be a way to purchase seperate "door ding" insurance. It is needed. When I take my car to get the dings fixed I have to come out the pocket a lot.

And I'm not talking about dents that can be removed with those paintless dent removal systems. I'm talking about the real "door dings" where people open their door and dig in to your paint and put a dent.

I would gladly pay an extra $2 or $3 a month with a $50 deductible to insure against this. Can such a insurance company be set up?

andrewski, Jul 16 2004

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They already have it. Dent Wizard, which i believe is a national company, does offer door ding insurance.

tkeyes, Jul 23 2004

Andrew -

EVERYONE gets door dings. But not everyone gets them fixed, because it is expensive... and you just collect more when the old ones are removed.

Insurance companies are in business to make money... so if they were to insure you, you'd want to put in a claim, right? You and the other 1,000,000 insured prople who have dings. So... either the insurance company would go broke... or they'd have to charge a high premium rate for the insurance. You'd end up paying more than you would if you just got them fixed yourself.

So... what to do...As most cars get dings, the only "insurance" is to find something that prevents dings in the first place. In your case, get the dings removed ($$$) and then get something that defends against dings.

Hence - http://DINGdefender.com

clesson, Jul 27 2004

There are other alternatives to using a comprehensive insurance company. Dent wizard offers a policy but it has many limitations (including size and location) and you can only have the work performed by dent wizard techs, many of whom are fresh out of training. I found this ocmpany to have the best program and it's fun too! You can file a claim online and they use proven techs nationwide to do the repairs. Check out the website:www.dingmonkey.com

bubbajay, Aug 23 2005

Paintless dent repair is generally half the cost of the conventional repair. Our company www.elimidents.com prices start out at $35.00 on up. We specialize in hail damage and larger dents that other dent companies cannot repair. Call our references, before and after pictures available upon request. Some of our dealers do have ding insurance up to 5 years, also available to purchase in different locations nationwide.Professional detailing and many other services available

elimidents, Oct 26 2007

I agree about the DingMonkey protection. I am an agent for their product as well as a PDR technician. The DingMonkey protection has far greater coverage as well as having a more skilled technician base to do the repairs. Nationaldentworks.com

John Willis, Apr 24 2008