It would be nice if you could get a credit card that would lower the interest rate after promptly making payments a certain number of times. Or maybe there could be a certain pay scale set up where you agreed to make a larger payment every month and your interest rate would go down accordingly. For example, if you paid $100 a month your interest rate would be 10%, if you paid $120 a month your interest rate would be 9%, etc. Still another idea might be to allow a person the opportunity to lower their interest rate if they would make an extra payment.

What do you think of this idea or comment?
(You can change your vote at any time)

I agree

No opinion

I disagree